If you’re on Supplemental Security Income (SSI) or a combination of SSI and Social Security benefits, there’s good news: a new SSI payment is scheduled to arrive tomorrow, July 1, 2025. But only certain recipients will qualify — and the amount you’ll receive depends on your specific situation.
Here’s what you need to know about who’s eligible, how much you can receive, and when payments are expected to hit your account.
Table of Contents
Who Qualifies for the July 1 SSI Payment?
To receive a July 1 SSI payment, you must:
- Be enrolled in the Supplemental Security Income program
- Have received approval from the Social Security Administration (SSA)
- Continue to meet eligibility requirements, such as limited income and few resources
If you haven’t applied or been approved for SSI, you won’t receive this payment — even if you collect SSDI or Social Security retirement benefits.
How Much Will You Receive?
SSI benefits vary based on your marital status, whether you’re receiving other benefits, and your living arrangements. There are three main SSI categories, each with a different maximum monthly benefit:
| Recipient Type | Maximum SSI Payment (2025) |
|---|---|
| Individual | $967 |
| Couple (both eligible) | $1,450 |
| Essential Person | $484 |
Keep in mind that these are maximum federal amounts — if you receive other income or benefits, your SSI payment may be reduced.
SSI Direct Deposit: July 1, 2025
According to the SSA’s official payment schedule, SSI payments are deposited on the first day of every month. Since July 1 falls on a Tuesday in 2025, direct deposits will be sent on time, with no delays or early delivery.
However, if the first of the month falls on a weekend or federal holiday, payments are typically advanced to the last business day before. This can be an advantage for low-income recipients who rely heavily on this monthly assistance.
Can You Get SSI and Social Security Together?
Yes — many Americans receive both SSI and Social Security (either SSDI or retirement benefits). This usually applies to individuals who:
- Have low or no income
- Have limited resources (bank accounts, property, etc.)
- Qualify for SSDI or Social Security, but the amount is too low to meet basic living needs
These recipients will get SSI on July 1, and their Social Security payment on July 3, based on the SSA’s rules.
Don’t Qualify Yet? Here’s How to Apply
If you believe you might be eligible for SSI but haven’t applied yet, here are the key requirements you must meet:
- Be age 65 or older, blind, or have a qualifying disability
- Have limited income (including wages, pensions, or Social Security)
- Have limited resources, such as cash, bank balances, or property (excluding your home and one vehicle)
You can apply for SSI by visiting SSA.gov or calling your local Social Security office.
FAQs:
1. What’s the maximum SSI benefit for a couple in 2025?
Up to $1,450 if both spouses qualify for SSI.
2. Can I receive both SSI and SSDI?
Yes, if you meet the income and asset limits required by the SSI program.
3. What happens if I get married or start earning income?
Your SSI payment may be reduced or stopped if your financial situation changes.
4. Who qualifies as an essential person?
Someone who lives with and provides care for the SSI recipient, under specific SSA rules.
5. When will the July Social Security payment arrive?
If you started receiving benefits before May 1997, your next Social Security payment will arrive on July 3, 2025.
