Raising kids isn’t cheap—but Ontario families are getting a helpful boost. In 2025, eligible parents can receive up to $1,680 per child through the Ontario Child Benefit (OCB). That’s $140 every month per child, aimed at making life a little more affordable for low- to moderate-income households.
The OCB is designed to help with everyday costs like food, clothing, school supplies, and childcare. It’s automatically paid to those who qualify for the Canada Child Benefit (CCB), so there’s no separate application required if you’re already enrolled in that federal program.
Here’s a full breakdown of how to qualify, what to expect in payments, and when the money hits your account.
Table of Contents
Overview
| Aspect | Details |
|---|---|
| Annual Benefit | Up to $1,680 per child |
| Monthly Amount | $140 per child |
| Eligibility | Ontario residents with children under 18 |
| Income Threshold | Reduces gradually with higher household income |
| How to Apply | Automatic through CCB registration |
| Payment Dates | 20th of every month |
| Tax Filing Requirement | Must file taxes annually to stay eligible |
Ontario Child Benefit
The Ontario Child Benefit (OCB) is a monthly, tax-free payment issued by the provincial government. It helps parents and guardians with the costs of raising children under 18. The amount you receive depends on your family’s net income and how many eligible children you have.
The OCB is integrated with the Canada Child Benefit, so once you’re registered for the CCB and have filed your taxes, you’ll be assessed for OCB automatically—no extra forms, no extra steps.
Why the OCB Matters
This program helps ease some of the biggest financial pressures on Ontario families. Here’s what it can do:
- Cover childcare, food, clothes, and school-related expenses
- Ease financial stress so families can focus on their kids
- Support access to health care, sports, and educational programs
- Deliver regular, predictable payments to help with monthly budgeting
Who Qualifies?
You must:
- Live in Ontario
- Be the primary caregiver of a child under 18
Income
- The lower your household income, the more you receive
- The benefit begins to decrease as income rises above the qualifying threshold
Canada Child Benefit (CCB)
You must:
- Be registered for the CCB
- Keep your CRA (Canada Revenue Agency) file updated with any changes
Tax Filing
- You and your spouse (if applicable) must file your income taxes each year
- Even with zero income, filing is required to remain eligible
How to Apply for the OCB
There’s no need for a separate application if you’re already receiving the CCB. Here’s what to do:
- Apply for the CCB
- Visit the CRA website and complete the Canada Child Benefit application.
- You can apply after your child is born or after moving to Canada.
- File Your Taxes Annually
- The CRA uses your tax return to determine how much OCB you’re entitled to.
- Keep Your Info Updated
- Report changes in marital status, address, or income as soon as possible to avoid overpayments or delays.
Payment Schedule
OCB is issued on the 20th of each month, along with the Canada Child Benefit. Here’s a quick look at upcoming dates:
| Month | Payment Date |
|---|---|
| March 2025 | March 20, 2025 |
| April 2025 | April 20, 2025 |
| May 2025 | May 20, 2025 |
| June 2025 | June 20, 2025 |
| July 2025 | July 20, 2025 |
| August 2025 | August 20, 2025 |
Each eligible child could bring in up to $140 monthly, adding up to $1,680 annually.
For families across Ontario, the OCB can be a game-changer. It’s simple to access, automatically tied into your federal benefits, and offers real help when and where you need it most. Just make sure your taxes are filed, your info is current, and you’re signed up for the CCB.
FAQs
How much is the OCB in 2025?
Up to $1,680 per child per year, or $140 per month.
Do I need to apply separately for OCB?
No, it’s automatic if you get the Canada Child Benefit (CCB).
When are OCB payments made?
Payments are issued on the 20th of each month.
Do I have to file taxes to get OCB?
Yes, annual tax filing is required, even with no income.
Is the OCB taxable income?
No, the Ontario Child Benefit is tax-free.
