$445 Canada Family Benefit Payment 2025 – Check Eligibility and Payment Dates

Published On: July 1, 2025

In 2025, Canadian families will continue to benefit from the Canada Child Benefit (CCB), a vital monthly payment designed to support the cost of raising children. If you’re wondering about the $445 Canada Family Benefit and how it relates to your CCB payments, you’re not alone. These government supports are helping thousands of families better manage rising costs.

This guide explains everything you need to know about the Canada Child Benefit for 2025 — from eligibility to payment dates, and how to maximize the amount you receive.

Overview

Here’s a quick summary of what you need to know:

Key Information	Details
Monthly Benefit Amount	Up to $6,997/year per child under 6 ($583/month)
	Up to $5,903/year per child aged 6–17 ($492/month)
$445 Family Benefit	Additional support for qualifying lower-income families
Eligibility	Based on income, residency, and child’s age
Payment Dates	20th of every month (or next business day)
Disability Supplement	Extra payments available for children with disabilities
Application Requirement	Must file taxes; CCB enrollment required
Administered By	Canada Revenue Agency (CRA)

The Canada Family Benefit ($445) is often included in your CCB if your income and eligibility meet certain thresholds. Together, these payments offer meaningful financial support to Canadian families.

Canada Child Benefit

The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families to help with the cost of raising children under the age of 18. Introduced in 2016 to replace older benefit programs, the CCB is income-tested and adjusted each July based on your family’s previous year’s income.

It is considered one of the most important tools in reducing child poverty in Canada, providing targeted support to families in need.

Purpose and History

Before 2016, families received several different child benefits like the Universal Child Care Benefit (UCCB) and the National Child Benefit (NCB). These programs were often taxed and complex. The CCB replaced them with a simplified, more generous system, offering greater support to families who need it most.

The goal is simple: help parents afford essentials such as food, childcare, housing, clothing, and school expenses.

Who Is Eligible?

To receive the Canada Child Benefit, you must meet the following criteria:

1. Residency

You must live in Canada and be a tax resident.

2. Primary Caregiver

You must be the primary person responsible for the child’s care — this includes daily needs like shelter, supervision, and emotional support.

3. Children Under 18

The benefit is only available for children under the age of 18.

4. Tax Filing

You and your spouse or common-law partner must file an annual tax return, even if there is no income to report.

5. Income Limits

The benefit amount decreases as your adjusted family income increases. Families earning under $32,000 may qualify for full payments, while those earning more than $150,000 will see a significant reduction.

How Much Can You Receive?

Here’s a breakdown of the maximum annual benefit amounts for 2025:

Child’s Age	Max Annual Amount	Monthly Equivalent
Under 6	$6,997	About $583
Ages 6 to 17	$5,903	About $492

These payments are tax-free and are recalculated annually. If you qualify for the additional $445 Canada Family Benefit, this will be integrated into your CCB if applicable, depending on your income and number of children.

Disability Supplement

Families with children who qualify for the Disability Tax Credit can receive an additional amount to help with the extra costs of caring for a child with disabilities. This supplement is paid along with your CCB.

Payment Dates for 2025

The Canada Child Benefit is paid monthly, usually on the 20th of each month. If the 20th falls on a weekend or holiday, payments will arrive on the next business day.

CCB Payment Dates in 2025:

Month	Payment Date
January	January 22
February	February 20
March	March 20
April	April 20
May	May 20
June	June 20
July	July 20
August	August 20
September	September 20
October	October 20
November	November 20
December	December 20

To receive your payment without delays, be sure to sign up for direct deposit through your CRA My Account.

How to Apply and Stay Eligible

Annual tax returns are required to calculate your benefit amount. File your return on time each year.

Register for the CCB

If you’ve just had a child or moved to Canada, apply for the CCB using CRA’s My Account or through your provincial birth registration service.

Keep Your Info Updated

Notify CRA of any changes to your:

Marital status
Number of children
Address
Banking info

Keeping your information updated ensures timely and accurate payments.

Split Custody

In shared custody arrangements, each parent may receive 50% of the CCB. The benefit is divided based on time spent with the child and updated information filed with CRA.