If you were born before 1958 and are receiving or approaching State Pension age, there could be up to £4,000 in financial support waiting for you. The Department for Work and Pensions (DWP) is urging pensioners to check their eligibility for unclaimed benefits such as Pension Credit and Attendance Allowance—two key forms of assistance that can make a big difference to your annual income.
Let’s break down what’s available, who qualifies, and how to apply so you don’t miss out on this potentially life-changing support.
Table of Contents
Overview
There are several government support options available for older adults, especially those on low incomes or living with a health condition.
| Topic | Details |
|---|---|
| Pension Credit | Tops income up to £218.15 (single) / £332.95 (couple) |
| Attendance Allowance | Up to £108.55 per week if you need daily care |
| State Pension Rise | 4.1% increase from April 2025 |
| Extra Perks | Winter Fuel Payment, free TV license, Council Tax help |
| Eligibility Tool | Use the Pension Credit Calculator on GOV.UK |
Pension
Pension Credit is a benefit designed to top up your income if it’s below a certain threshold. Many eligible pensioners miss out because they think they won’t qualify—but even modest savings or a private pension don’t automatically disqualify you.
Guarantee Credit
Brings your weekly income up to:
- £218.15 for a single person
- £332.95 for a couple
Savings Credit
Rewards those who saved modestly for retirement:
- Up to £15.94 per week (single)
- Up to £17.84 per week (couple)
Even if your income is slightly above the threshold, extra circumstances like rent or health costs could still qualify you for some help.
Attendance
This benefit is for people over State Pension age who need help due to illness or disability. Attendance Allowance isn’t means-tested, which means your income and savings don’t affect eligibility.
Payment rates (2025/26):
- £68.10 per week if you need care during the day or night
- £108.55 per week if you need care during both
That’s up to £5,644 per year tax-free.
Eligibility criteria:
- Over State Pension age
- Need help with personal care (washing, dressing, supervision)
- Have needed help for 6 months (unless terminally ill)
State
Pensioners will get a 4.1% increase in their payments from April 2025 under the government’s triple lock policy.
New State Pension:
- Current: £221.20/week
- From April 2025: £230.25/week
- Yearly rise: £470
Basic State Pension:
- Current: £169.50/week
- From April 2025: £176.45/week
- Yearly rise: £360
Make sure you’re getting the full amount by checking your National Insurance record and State Pension forecast.
Extras
Claiming Pension Credit opens the door to other benefits, helping you save even more.
Winter Fuel Payment:
Up to £300 to help with winter heating bills.
Free TV Licence:
If you’re over 75 and receive Pension Credit, you don’t have to pay the £159 annual fee.
Council Tax Reductions:
You may get a discount or even full exemption, depending on your income and living situation.
Housing Benefit:
Helps cover rent if you live in rented accommodation and meet the income requirements.
Many of these extras go unclaimed. If you already receive Pension Credit or Attendance Allowance, contact your local council to see what other support is available.
Apply
Pension Credit:
- Use the Pension Credit Calculator to check eligibility
- Call 0800 99 1234 to apply by phone
- Or request a paper form by post
Attendance Allowance:
- Download the form from the Attendance Allowance page
- Or call 0800 731 0122 to request the form and get help filling it in
Make sure to include any medical documents or letters that describe how your condition affects your daily life. The more detail you give, the better.
Tips
- Use official tools – Always check eligibility on GOV.UK or through DWP helplines.
- Don’t assume you won’t qualify – Savings, home ownership, or a small private pension won’t always affect your claim.
- Apply even if unsure – There’s nothing to lose by applying. Many pensioners are surprised to find they’re eligible.
- Get help if needed – Organisations like Age UK and Citizens Advice offer free help with applications.
FAQs
What is the DWP £4,000 boost?
It’s a combination of Pension Credit and Attendance Allowance benefits.
Do I qualify if I have savings?
Yes, savings don’t automatically disqualify you from Pension Credit.
How much is Attendance Allowance in 2025?
Up to £108.55 per week, tax-free.
Will State Pension increase in 2025?
Yes, it will rise by 4.1% under the triple lock policy.
Can Pension Credit unlock other benefits?
Yes, like Winter Fuel Payment, free TV licence, and housing support.
