A major financial support program is coming for Canadian seniors in July 2025. The federal government has announced a new monthly disability benefit worth $1,870 to help older adults living with severe, long-term disabilities. This new payment is designed to address rising living costs and support individuals who cannot work due to medical conditions.
With many seniors facing economic challenges, this benefit offers relief for those who need help with essential expenses like housing, food, medication, and healthcare. If you or someone you care for fits the criteria, here’s what you need to know about applying, qualifying, and receiving the payment.
Table of Contents
Overview
Program | Details |
---|---|
Monthly Benefit Amount | $1,870 |
Start Date | July 2025 |
Payment Frequency | Monthly, by the 25th |
Eligibility | Seniors 65+ with severe, long-term disability |
Residency Requirement | 10+ years in Canada, citizen or PR |
Application Portal | CRA My Account |
Official Info | Canada.ca |
$1,870 Disability Benefit
This new monthly benefit is part of Canada’s expanded disability support efforts. It targets low-income seniors who are no longer able to work due to physical or mental disabilities. These individuals often face higher expenses and limited income options.
The $1,870 monthly amount will offer meaningful relief. It is expected to reduce poverty among disabled seniors and help with the increasing cost of essentials.
Who Qualifies?
To be eligible, you must meet all of the following:
1. Age Requirement
You must be 65 years or older at the time of application.
2. Disability Criteria
You need to have a severe and prolonged disability that limits your ability to work. This may include chronic illnesses, physical impairments, mental health conditions, or cognitive disabilities.
Medical documentation is required to support your claim.
3. Residency Requirement
Applicants must be:
- Canadian citizens or permanent residents
- Living in Canada for at least 10 years since turning 18
4. Related Benefits
Receiving other programs like CPP Disability, Old Age Security (OAS), or the Guaranteed Income Supplement (GIS) may strengthen your application, but it’s not a requirement.
How to Apply
Applying for the $1,870 monthly benefit is simple and done through the CRA’s online portal. Here’s the process:
Step 1
- Visit Canada.ca and access the CRA My Account service.
Step 2
- Go to the new benefit section and select the $1,870 Monthly Disability Benefit.
Step 3
You’ll need:
- Proof of Canadian citizenship or permanent residency
- A doctor’s letter or medical record confirming your long-term disability
- Age verification (e.g., birth certificate or government-issued ID)
Step 4
- Double-check all the details before submitting.
- You’ll receive a confirmation message from the CRA once your application is received.
When Will Payments Begin?
Payments will begin in July 2025, and recipients will receive the money on or before the 25th of each month if enrolled in direct deposit. If you choose paper cheques, they may arrive a few days later.
To avoid delays, make sure your bank details are updated with the CRA.
Practical Tips
After applying, check for updates or requests for extra documents.
Watch for Scams
Scammers may target seniors using the promise of benefits. Only apply through official channels and avoid sharing personal info via phone or social media.
Keep Medical Records Handy
Accurate and recent medical documentation will speed up your application process.
This $1,870 benefit could be life-changing for many seniors living with disabilities. It’s a major step toward ensuring all Canadians can age with dignity and access essential needs.
Take the time to check your eligibility, prepare your documents, and apply as early as possible once applications open. This could be the support you’ve been waiting for.
FAQs
When does the $1,870 benefit start?
Payments begin in July 2025.
Who qualifies for the disability benefit?
Seniors aged 65+ with long-term disabilities.
Where do I apply for the benefit?
Through the CRA’s My Account online portal.
Is direct deposit required?
No, but it speeds up your payment.
Is the $1,870 taxable income?
This has not been confirmed—check CRA updates.