Canada’s $2,400 Disability Benefit – Who Qualifies and How to Apply

Starting July 2025, Canada’s new $2,400 Disability Benefit will begin rolling out, offering eligible individuals with disabilities up to $200 per month in financial support. This federal initiative is designed to complement existing disability programs while helping recipients overcome financial barriers, especially those related to living costs, employment challenges, and healthcare needs.

Whether you’re planning to apply for yourself or someone else, this guide will walk you through everything—from who qualifies to how to apply and how much you might receive.

Overview

Here’s a snapshot of the key details:

Feature	Details
Annual Benefit Amount	Up to $2,400 ($200/month)
Start Date	July 2025
Age Eligibility	18 to 64 years old
Income Reduction Starts	$23,000 (singles), $32,500 (couples)
Working Income Exemption	$10,000 (singles), $14,000 (couples)
Application Methods	Online, mail, in-person, or telephone
Official Info Source	Government of Canada official website

This benefit represents a meaningful step toward economic fairness and inclusion for Canadians with disabilities.

Program

The Canada Disability Benefit (CDB) is a universal, federally-funded program created to reduce poverty among working-age Canadians with disabilities. It adds a layer of support to provincial and territorial programs and aims to reduce the financial strain related to long-term health conditions or mobility challenges.

By offering monthly payments and encouraging employment through income exemptions, the CDB supports both financial stability and independence.

Eligibility

You must meet four basic requirements to qualify for the CDB.

1. Age and Residency

You must be between 18 and 64 and live in Canada as defined by the Income Tax Act.

2. Disability Status

You must hold a valid Disability Tax Credit (DTC) certificate. If you don’t have one yet, consult a healthcare provider to complete Form T2201 and submit it to the CRA for approval.

3. Legal Status in Canada

Eligible applicants can include:

• Canadian citizens
• Permanent residents
• Protected persons and certain temporary residents
• Individuals registered under the Indian Act

4. Tax Compliance

You must have filed your most recent income tax return. This helps the government determine your financial need and benefit amount.

Payment

The payment amount varies based on income and household composition.

Maximum Payment

• $200 per month, or $2,400 annually

Income Reductions

• Single individuals: Benefit starts reducing at $23,000 at a rate of 20 cents per dollar
• Couples: Reduction begins at $32,500
• Both partners receiving CDB: Reduction is 10 cents per dollar of combined income over the threshold

Working Income Exemptions

To promote employment:

Household Type	Working Income Exempt
Single	$10,000
Couple	$14,000

These exemptions allow you to work and still receive benefits.

Application

The application process is simple and accessible.

Step 1

You’ll need:

• Disability Tax Credit certificate
• Proof of income (2023 or 2024 tax return)
• Personal ID like SIN and proof of address

Step 2

Online

• Go to the Service Canada website
• Log in using GCKey or Sign-In Partner

Mail

• Download and fill out the form from the website
• Send it to the address listed on the form

In-Person

• Visit a Service Canada Centre
• Bring all documents and complete the application with staff help

Telephone

• Call Service Canada
• An agent will guide you and explain any documents you might need

Step 3

Double-check all information before submitting. Mistakes can cause delays.

Step 4

• Log into your Service Canada account to check application status
• Respond to any requests from Service Canada as soon as possible

This process is designed to ensure people with disabilities get the support they need without unnecessary red tape.

FAQs